The requirements to be a health insurance broker will vary from state to state. Generally there will be a specified number of hours of training, generally in a classroom setting though online training is becoming more accepted, that a person will have to complete before they will be allowed to take their state's insurance exam. The applicant must successfully complete their state's Life & Health Insurance exam before they can become a licensed insurance and legally engage in the sale of life and health insurance products. You should also expect to be required to have Errors & Omissions Insurance either by your state or by most, if not all, of the insurance carriers whose products you will want to sell. Completing these steps will then get you to the stage where you are technically trained and legal to sell life and health insurance products, However, this doesn't mean that you will really have anything but the most superficial knowledge of the life and health insurance industries and the basic rules of the road.
After that your real education begins and will have to continue throughout your career as the Life and Health Insurance business is multifaceted and constantly changing. This has never been more true than now in the era of health care reform.
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After that your real education begins and will have to continue throughout your career as the Life and Health Insurance business is multifaceted and constantly changing. This has never been more true than now in the era of health care reform.