1. 75 POINTS
    To obtain health insurance coverage, you may contact an agent that is licensed in California. Some agents may sell health insurance for different companies, while others may be restricted to only one company. Or, you may go online to the health company’s website. To obtain the most accurate quote, have ready your residence address, the age or date of birth of everyone needing insurance, and possibly a list of any major medical conditions that may effect your policy. If you have a preferred health care provider, be sure that the plan you are looking at is accepted by your doctor and hospital that you prefer using.

    Once you’ve decided on where you want your coverage from and what you want covered, you will need to submit an application. Most companies do these online or over the phone. Expect the application process to take anywhere from 10 minutes to an hour, depending on questions asked and the answers provided. Information needed will include names, dates of birth, social security numbers, driver’s licenses, medical conditions and a list of current medications. Some companies will follow up with reports from your health care providers.

    Once all information has been reviewed by the health insurance company, a policy will be sent. In some cases a counter proposal may be sent. Your insurance agent will go over the proposal with you and will let you know what steps need to be done to complete the policy.
    Answered on February 20, 2013
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