1. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    Under the new Affordable Care Act, you can not be declined for health insurance for any medical-related conditions.  Each policy is required to cover 10 essential health benefits - one of these essential benefits is maternity care.

    You can apply for a health insurance plan during the annual enrollment period - you can only secure coverage outside of this window if you qualify for a special enrollment period. Giving birth to a baby would be a qualifying event.

    I always recommend consulting with an experienced broker to help you determine which carrier and which health plan will best serve your needs and your budget. Please let me know if I can be of further assistance. Thanks very much.
    Answered on May 10, 2014
  2. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    You can get health insurance coverage if you are pregnant.

    As an experienced broker with more than 33 years of experience, I have good news for you. During Open Enrollment, maternity benefits are included and a federal subsidy could substantially reduce your rate, depending on household income. There are many types of plans available with various types of benefits.

    It's important to allow a broker to help find the best plan options so you save time and money, and get enrolled in the best plan.
    Answered on May 10, 2014
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