1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    The Affordable Care Act aka Obamacare affects everybody to some degree.  If you are over 65 and on Medicare, very little changes.  If you work for a company that provides benefits, very little will change.  If you have no insurance, you are required to purchase insurance either on or off the exchange or pay a penalty.  If you qualify for a subsidy you may receive a break in your premium.  There are certain benefits that a health insurance plan must offer, which is good for most people.
    Answered on October 9, 2013
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