Is It Cheaper To Buy My Own Health Insurance?

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   Bakul Modi

   Founder, Protection From Life, Founder of Protection from Life - Insurance a Better Way

   There may be some exceptions. Carriers generally charge the same rate whether you use an agent to purchase your insurance or buy direct. The agent sales model has evolved over time and commission rates have been reduced as more people use the online model. But at this time there is not a cost savings to buying direct. The same holds true for Life Insurance. Using an agent provides you with advice and makes shopping multiple companies easier.

   Answered on March 6, 2014

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