1. 475 POINTS
    Barry Cohn
    President, RGEB Employee Benefits, Los Angeles
    ASO means Administrative Services Only.  A number of small and large companies partially self insure or self insure for their health insurance paying all claims up to a specfic dollar amount for each employee.  They purchase stop loss insurance to cover large claims above a that specific dollar amount.

    ASO means that the insurance carrier is only providing administrative services and providing a PPO network for the company that is self-insuring.

    If your employer is self insured they are using a carrier or Third Part Administrator (TPA) to handle those services which is why it is ASO.
    Answered on April 8, 2014
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