1. 1305 POINTS
    Neil Steinman
    Owner, Orange County Health & Life Insurance,
    A rider in health insurance (or in any type of insurance) is an optional benefit that may be purchased and added to the policy. For example, you could purchase a critical care rider which pays cash directly to the policy holder upon diagnosis of specified critical illnesses.  An example in life insurance is an accelerated death benefit, in which the insurance can use a portion of the death benefit while they're still alive, if diagnosed with a terminal illness.
    Answered on May 24, 2014
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