You may have purchased a health insurance policy that was rated up due to a pre-existing condition. This is not uncommon for a carrier to add an extra premium to cover the additional risk.
Tobacco loads and additional charges for obesity.
Such premium loads are deemed "lifetime" but are subject to review if you stop using tobacco or lose weight.
Permanent loads for conditions such as arthritis truly are permanent since there is currently no cure for arthritis.
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Tobacco loads and additional charges for obesity.
Such premium loads are deemed "lifetime" but are subject to review if you stop using tobacco or lose weight.
Permanent loads for conditions such as arthritis truly are permanent since there is currently no cure for arthritis.