1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    Health insurance carriers will pool claims internally up to a predetermined level and then lay off the risk to a reinsurance carrier for excess claims.

    The pooling level will vary by carrier, type of coverage and other factors.

    Pooled health claims are used in determining renewal action for individual and group health plans.
    Answered on May 26, 2013
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