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In early 2015, more reform legislation was passed to reduce consumer costs. So..back to your question...You can purchase government-provided coverage (GKV) or buy a plan from a private insurer (PKV). You can also elect a hybrid combination of both.
If you have a high household income, private coverage is the likely result. Owning your personal plan will allow you to better customize the benefits you want. For example, you may not need a low deductible if you have no health issues. Or, if you take an expensive medication, you can choose a plan with lower drug out-of-pocket expenses.