1. 475 POINTS
    Michael Pelfrey
    Owner/Agent, Pelfrey Financial Services, Lexington, KY
    Life changing events are marriage, birth, adoption, death, or change of coverage status for someone eligible for the plan.  For example, if a spouse lost their job and their health coverage, or became eligible for other coverage through an employer, that would be a qualifying event.  Moving could be a qualifying event on some coverage if you move outside of the coverage area of your current insurance provider.
    Answered on November 25, 2013
  2. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    A qualifying life changing event for your health insurance allows you to enroll for coverage at any time. The federal subsidy will apply (if applicable) and no medical questions will be asked.

    The link below is the official list of "events" and is 100% accurate. Beware of any other "lists" that are posted online or elsewhere since they may not be accurate.

    LIVE answer provided by: Ed Harris - Premier health insurance broker for 33 years and owner of several top-rated consumer health insurance websites that offer the lowest available rates and updated information and tips.
    Answered on June 20, 2014
  3. 616 POINTS
    Robert J Russell - Finalist for Broker of the Year 2015
    Broker Owner, InsuranceAgentsSelling.com, United States (Most States)
    The following are considered to be Life Changing Events:
    Lost or will be losing health coverage
    Welcomed a child
    Moved permanently to a new county or state
    Got married
    Became a U.S. Citizen
    Released from prison
    A family member died
    I gained or lost a dependent
    There was a change in my disability status
    There were changes to my income
    Answered on March 11, 2016
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