When Can I Add Someone To My Health Insurance?

1. 

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   Neil Steinman

   Owner, Orange County Health & Life Insurance,

   Now that there is "Open Enrollment" there has to be a special circumstance to get coverage outside of open enrollment - even if it is just adding someone to an existing policy. A special circumstance would be something like losing employer coverage, a change in income that would make you eligible or ineligible for a subsidy, getting married or divorced, etc.

   Answered on April 23, 2014

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2. 

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   Waltere Koti

   Principal Agent, First Insurance Agency Inc, United States

   You can only add a spouse or a dependent to your health insurance during the open enrollment period. You can add a spouse or a dependent to health insurance outside the open enrollment period if you have a qualifying event. A qualifying event will be things like loosing employer health plan, having a baby and a few other. Consult you insurance professional.

   Answered on June 19, 2015

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