If you are covered under a group health plan you have 30-days after the child has been born to add the child to your coverage. As a general rule, adding dependents to your group health coverage requires the provision of the dependent's Social Security number. This is a point of confusion and concern for many new parents as it can take several weeks before they receive a Social Security number for their newborn child. You should proceed with completing and submitting the paperwork to add the child to your employer's health insurance carrier with a note that a Social Security number has been applied for and will be forwarded to them upon receipt.
In the individual health insurance marketplace essentially the same 30-day rule applies. The exceptions being that you must request enrollment within 60 days of the loss of coverage under a State CHIP or Medicaid program or the determination of eligibility for premium assistance under those programs.
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In the individual health insurance marketplace essentially the same 30-day rule applies. The exceptions being that you must request enrollment within 60 days of the loss of coverage under a State CHIP or Medicaid program or the determination of eligibility for premium assistance under those programs.
Marlin McKelvy
Consumer Directed Benefit Solutions
www.cdbsagency.com