1. 475 POINTS
    Barry Cohn
    President, RGEB Employee Benefits, Los Angeles
    You can buy health insurance in the state where you live during open enrollment period begins in November for January 1, 2015.

    Individual health insurance can be purchased through a licensed and certified insurance agent, directly from an insurance carrier or through your states Marketplace also called the Exchanges.

    Unless you have a qualifying event which allows for special enrollment you have to wait until January 1, 2015 to have health insurance.
    Answered on July 9, 2014
  2. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    You can buy health insurance through a health insurance broker or your state Marketplace Exchange. I would recommend buying your health insurance through a broker rather than doing it on your own because a broker can do the shopping, comparing, and enrollment for you at no cost (insurance brokers do not charge fees for their services).

    Please note, you can only buy health insurance during the annual open enrollment period or during a special enrollment period if you have a qualifying event (e.g. getting married, having a baby, leaving your employer's group plan, etc.)

    I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.
    Answered on July 9, 2014
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