Who Is Covered By Health Insurance?

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   Jim Winkler

   CEO/Owner, Winkler Financial Group, Houston, Texas

   That's a great question! The answer is that because of the Affordable Care Act ( Obamacare) everyone is now eligible to obtain health insurance coverage. Before the passing of the Act, insurers had the right to deny you coverage if you had an illness before applying for their policy. Calling it a "pre-existing condition", one that you already had, they weren't obligated to assume responsibility for paying for it, and would deny you. That practice was outlawed under the ACA.Each person who wants health insurance that is unable to get it through an employer can now go to the www.healthcare.gov website, and find a plan for them. There is an enrollment period each year in the fall when you can shop for and purchase your policy. If you need help, please feel free to contact me, okay? Thanks for asking!

   Answered on May 9, 2014

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