1. 47 POINTS
    Kevin Haney
    A.S.K. Benefit Solutions, New Jersey
    It is common for married couples to have a husband/wife or family policy in place through one spouse's employer. Once the divorce is finalized the non-employee spouse is no longer considered a dependent, and can opt to continue the plan as an individual through COBRA coverage. Coverage can continue for up to 36 months, but the premium costs may be much higher because the employer contribution is lost.

    In most cases each party is responsible for making their own premium payments for insurance. However everything is negotiable.
    Answered on April 9, 2014
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