Why Must Employers Provide Health Insurance?

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   Michael Pelfrey

   Owner/Agent, Pelfrey Financial Services, Lexington, KY

   Only employers with more than 50 employees are required to provide health insurance.  Employers with less than 50 employees are not required to provide health insurance under the Affordable Care Act.  If an employer has more than 50 employees, they must either provide health insurance or pay a fine for each uninsured employee.  This requirement was put in place with the idea that large employers have a responsibility to society and their employees to provide for their health needs.

   Answered on November 27, 2013

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