1. 120 POINTS
    David Stratton
    EVP Operations, Meridian Benefits consulting, New York
    The short answer is generally no, that's what Dental insurance is for.  However, there are several caveats to this.

    First, the Affordable Care act does require pediatric dental coverage as part of the offer the health insurance plans have to make, so there is now some dental coverage for your children available in health insurance.  Check with your current carrier to get the details.

    Secondly, there is a difference between, check up, filling a cavity, teeth clean etc. and an actual medical condition.  For example, if your jaw was broken in a fall and it damaged some of your teeth in the process.  Your health carrier may cover some or all of it because it is injury related and part of a larger issue.  or is you have a cancer that destroys part of your jaw and teeth, again this is a medical issue and not just a dental one and your carrier may cover some of the medical expenses.
    Answered on April 7, 2014
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