Do I Need Homeowners Insurance In A Condo?

  1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Your HOA policy will only cover a portion of your actual risk. HOA's may cover walls out and sometimes the entire until but what HOA's do not cover is your personal property, potential loss assessments and your own personal liability which is the biggie. Condo polices are very inexpensive and offer a whole lot of protection. Plus if you obtain your policy from your auto carrier you may receive additional discounts on your auto policy.
    Answered on April 4, 2014
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