1. 65 POINTS
    Robert Smith
    President, Smith Insurance Services, Inc. - Nationwide Insurance, Columbus, OH
    Homeowner insurance in any state is mandatory if you have a mortgage but is optional if you don't. The mortgage company wants to protect their interest in the home by making the homeowner purchase homeowner insurance. Everyone  should consider purchasing it to protect your investment and the contents of the home plus your personal liability as the owner of the property. Talk to a local agent and review your specific needs for this type of policy.
    Answered on September 12, 2013
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