Does DUI Affect Homeowners Insurance?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    A DUI will not directly affect the rate on your homeowners insurance. It can affect your rate by proxy though. DUI are typically very costly. If your credit score should take a big hit due to the financial consequences of the DUI your rate could conceivably change. To say that your homeowners rate absolutely would not be affected by the consequences of a DUI would possibly not be true.
    Answered on May 21, 2013
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