Does Home Insurance Cover Fence?
7647 POINTSview profileMark Bartlett CLCSBranch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance CarriersHomeowners insurance polices will have an other structure coverage otherwise known as coverage B. This is the coverage that would pick up a loss to your fence. Keep in mind many fences are shared so the other owner is responsible for their share of the loss on a fence.Answered on September 3, 2013flag this answer
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482Detached structures on your property such as a fence, a shed, detached garage etc, have coverage in your Homeowners policy under section B, usally referred to as "Other Structures". The same terms and conditions apply to this as are applied to your dwelling. In other words, all of the perils like fire, wind, hail, etc apoply to this line of coverage as does your policy property deductible.Answered on April 26, 2016flag this answer
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