Does Home Insurance Cover Liability?

  1. 155 POINTS
    Jared Wilson
    Insurance Agent, N. Holobaugh Insurance, United States
    Most home owners insurance policies have liability built into the policy. Usually, the limits can be raised to $1,000,000. Considering that the average premises liability award in 2008 was $848,702, having high limits of liability is a good idea. As I've said in other posts, I highly recommend an "umbrella" policy to increase your limits of liability.
    Answered on April 8, 2013
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