Maybe yes, maybe partially, maybe no! Most homeowners insurance policies do not cover loss or mysterious disappearance of jewelry. Those that do include the coverage in the basic policy generally include a low limit. What is typically required is optional coverage referred to as a personal articles floater. An appraisal or bill of sale is submitted to the insurance company, the item(s) are specifically itemized on the policy and premium is determined by the value.
Coverage varies by insurance company so be sure to consult your agent.
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Coverage varies by insurance company so be sure to consult your agent.