Does Homeowners Insurance Cover A/C Units?

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   Lezlee Liljenberg

   Agency Owner, Lezlee Liljenberg Agency, Arlington, Texas

   It will if it is stolen in most cases but not maintenance or breakdowns. You need a home warranty policy for that and also always remember that we are responsible for maintaining all equipment in our homes. Cut back tree limbs, maintain plumbing such as toilets when they keep running or faucets that drip. If this is not taken care of and an incident occurs you could be denied a claim if you knew about it and did not repair it before it caused the damage

   Answered on April 19, 2014

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