Does Homeowners Insurance Cover Attic Mold?

  1. 910 POINTS
    Ken Boncela
    Ageny Owner, Farmers Insurance, Ken Boncela Insurance & Financial Services, Oswego, lllinois
    Generally NO. Property insurance does not cover problems that occur over time.  And mold in the attic or anywhere is the result of long term unremediated moisture exposure and considered a maintenance issue.  Some insurers provide limited mold remediation subsequent to a covered water claim but no stand alone coverage for the mold issue itself.  Check with your insurance professional for a detailed explanation.
    Answered on May 27, 2013
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