Does Homeowners Insurance Cover Bathroom Leaks?
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482It is, of course, always best to talk to your Insurance Professional about the specific terms and conditions of your policy, but there are cases where water damage caused by leaking water, including in a bathroom, can be covered. Most policies provide coverage for sudden failure of a pipe, valve or joint that results in water leakage. There may be some policy coverage limitations however for long term seepage, so it is best to check that.Answered on July 2, 2014flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaMost of the time when there is a sudden break in a pipe, the damage can be stopped quickly and there is often little or no damage. The damage caused by a sudden bursting of a pipe in your bathroom would be covered under most homeowner’s policies. A slow leak that damages property might not be covered. The homeowner’s policy is not designed to cover routine maintenance items in the home.Answered on July 2, 2014flag this answer
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