Does Homeowners Insurance Cover Chimney Repair?
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WIIt may depending on the circumstances that caused the chimney to need repair in the first place. If homeonwers policy does provide coverage for the claim it may be subject to the policy deductible. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.Answered on September 29, 2013flag this answer
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482Talk to your Insurance Professional about the specific terms and conditions of your policy. A homeowners policy will provide coverage to repair or replace your home and it's parts so long as they are damaged by what is refered to as a "Covered Peril". In other words, if the damage is a direct result of causes that are listed in your policy, then the policy coverage would apply. Naturally, any coverage settlement would be subject to your policy deductible.Answered on October 23, 2015flag this answer
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