1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Under normal circumstances a homeonwers policy will not pay for damage done to your vehicle. Your auto policy may provide coverage if you have comprehensive coverage up to the policy limits less the policy deductible. Please read your policy completely to understand the coverage provided and any exclusions that may be contained within the policy or contact your local agent to have them go over the policy with you.
    Answered on August 22, 2013
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    You look to your auto policy to pay for damage to your vehicle. Your homeowner’s policy normally excludes coverage for your automobile. There is property damage coverage in your homeowner’s policy. That coverage could apply if something that you did caused damage to someone else’s car. It wouldn’t apply to damage to your car.
    Answered on September 10, 2014
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