Does Homeowners Insurance Cover Sewer Line Replacement?
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaNormally, No. A homeowner’s policy normally excludes coverage for normal wear and tear. A policyholder might be able to argue that the sewer line was damaged by one of the covered perils but it is very difficult to imagine that.Answered on April 22, 2014flag this answer.png)
1844 POINTSview profileDavid W. ClausenChief Executive Officer, Coastal Homeowners Insurance Solutions, Rocky Point, NY 11778Usually no.. however some insurance companies will allow you to add a "service line" endorsement that could provide coverage for a sewer line. Typically it will only cover the portion that runs through your property.Answered on June 23, 2015flag this answer
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