1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Bicycles are personal property.  As such they are covered under your homeowner’s policy.  Your homeowner’s policy has a deductible.  That deductible might exceed the value of the bicycle.  Often homeowner’s policies have earned a discount for being “claims free.”  Sometimes losing that discount is a major issue. Contact your agent prior to submitting a claim.  
    Answered on May 9, 2014
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