Does Homeowners Insurance Cover Tornado Damage?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   Homeowners will cover tornado under the wind provision of a policy. Now depending on where you live this is an automatic coverage. Other areas highly prone to tornado have an option for you to exclude wind or pay an extra premium for wind protection. Consult you local agent for the type of policy you carry.

   Answered on July 11, 2013

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