Does Your Homeowners Insurance Go Up With A Pool?

1. 

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   Not normally, no.  However, talk to your insurance professional about the increased liability exposures that a pool can bring into the picture.  Increasing the liability coverage in your Homeowner policy will increase the premium of course, but by very little.  It would also be a great idea to think about amPersonal Umbrella policy as well.

   Answered on December 28, 2013

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2. 

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   There are a few companies that may surcharge your homeowners policy for having a pool which would be minimal. Otherwise most insurance providers do not increase premiums for a pool. However as a pool owner I highly suggest you carry a personal umbrella policy in the event of an unfortunate accident in and around the pool that could lead to bodily injury or even death.

   Answered on January 1, 2014

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