1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    Health insurance in the US began during the Civil War era with policies issued by the Massachusetts Health Insurance Company.

    The Blue Cross association was the first group to start what would evolve in to modern health insurance plans in this country.

    Other carriers, including Time Insurance (now known as Asssurant) have a long history of offering health insurance to individuals and employer groups.

    Over the last few years carriers such as Mutual of Omaha, Bankers Life and Casualty, Aetna, Cigna (formerly Connecticut General) and others have become prominent in the health insurance market.

    Kaiser Permanente introduce the HMO concept in 1933
    Answered on April 16, 2013
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