How Much Can I Expect To Pay For Homeowners Insurance?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    That depends on your home's value, your geographic area, the amount of personal property that you have and other factors. I have seen homeowners policies as low as $500/yr and the sky's the limit on the high end. Contact your local agent to get pricing within your area. A quote cost nothing but a little of your time, but can save you a lifetime of financial burden.
    Answered on May 9, 2013
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  2. 0 POINTS
    Michael Bambrick
    Agency Principal, Bambrick Insurance Agency, Inc., Lyndhurst, Ohio
    Home insurance is based on many factors including your "insurance based credit score", what state you reside, location to perils like hurricanes, prior claims history, type of home (brick or frame), your deductible, year built and the age of the homes roof and furnace/air conditioning system. Typically, you save between 20-25% when you combine home and auto with the same company. Call your local independent agent so they can shop multiple carriers at once saving you time and money.
    Answered on September 3, 2014
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