1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Talk to your insurance professional and ask about insuring to value. This means insuring to the calculated cost to reconstruct your home in the event of a loss.  Your agent will be able to offer a comprehensive reconstruction analysis and based upon that, make a proper recomendation for the amount of coverage. Once that is established be sure that a reconstruction cost guarantee is included in your policy.
    Answered on September 23, 2013
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