1. 95 POINTS
    David Welch - Liberty Mutual Insurance - Nashville
    Insurance Sales Representative, Liberty Mutual Insurance, Nashville, TN
    That definitely depends on several factors.  Each insurance company will apply to each State's Department of Insurance to rate based on different variables. 
    Depending on your State, age of home, prior loss, and discounts, average costs are probably somewhere between $750 - $1500, and for larger homes, a bit more.
    Answered on January 8, 2014
  2. 0 POINTS
    Tim D'Angelo
    Owner, FM Agency Group, 1810 Barataria Blvd Marrero, La 70072
    Definitely depends on the state.  Here are the Top 5 southern states average home insurance premiums


    Texas $1,560
    Louisiana $1,546
    Florida $1,544
    Oklahoma $1,246
    Mississippi $1,217

    I believe as of this writing Florida has taken over as the highest average premium in the United States.
    Answered on January 8, 2014
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