How Much Is Typical Home Insurance?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A typical home insurance policy has several pricing points.  The first is the location where the property is located.  Another factor is the amount of money it would take to rebuild the same structure.  Other factors include the amount of liability protection desired and the claims history of the applicant and the home.  It is wise to get a quote on homeowner’s insurance prior to purchasing a home.  Occasionally there are reasons that the home doesn’t qualify for standard insurance.  That could increase the cost of home ownership.
    Answered on March 11, 2014
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