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Dwelling - $500,000
Other Structures - $50,000 (10%)
Personal Property - $350,000 (70%)
Next, you need to select your deductible. Deductibles typically range from $500 - % of your dwelling coverage. I recommend at least a $1,000 deductible because you do not want to file small claims on a home policy.
There are other optional coverages that are very important such as Water/Sewer Backup and Law and Ordinance coverage. Identity Theft and scheduled items can also be added. As always it's best to discuss your options with an independent agent who can present several options specific to your needs.