Is Earthquake Damage Covered By Homeowners Insurance?

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   Michael Pelfrey

   Owner/Agent, Pelfrey Financial Services, Lexington, KY

   Earthquake damage is not covered by most home insurance policies.  Earthquake coverage can be added to a policy through what is called a rider or endorsement.  The cost depends on the likelihood of an earthquake.

   Answered on November 15, 2013

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