Is Homeowners Insurance Same As Hazard?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Often the wording in a loan application will call for “hazard” insurance.  A homeowner’s policy meets that requirement.  A homeowner’s policy might provide more coverage than is demanded by the lender; however, the lenders are used to seeing a homeowner’s policy.  You can check with a trusted insurance agent to see what the agent recommends.
    Answered on May 19, 2014
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