Homeowners Insurance rates are based on 'RISK'! The risk is inclusive of the Reconstruction Value of the home, the age of the home, the geographic location of the home, the additional endorsements required by the customer and the deductible chosen.
The first step is to calculate the reconstruction value, the next step is to select the requested endorsements and deductible and the third step is to qualify the home before generating the associated rate.
Many carriers require the home to be within a certain distance of a fire station, fire hydrant and have protective features. Many carriers will not accept a home where certain animals known to have an aggressive temperament reside.
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The first step is to calculate the reconstruction value, the next step is to select the requested endorsements and deductible and the third step is to qualify the home before generating the associated rate.
Many carriers require the home to be within a certain distance of a fire station, fire hydrant and have protective features. Many carriers will not accept a home where certain animals known to have an aggressive temperament reside.
For a quote in AZ, CA, NV, you may obtain a quote at: http://www.HDAinsurance.com
For other States, you may wish to find a local agent to assist with a quote!