What Do I Need To Know To Get Home Insurance?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Typically you would need to know when the home was built, the square footage of the home, size of the basement ( whether it is finished or not ), the garage size ( whether attached or detached ), the type of siding on the home, the type of shingles on the home, heating sources, how many units, any decks or porches, and more. This is just the major items that come to mind to begin the process. Each company that provides coverage has there own set of requirements that they use to determine the homes re-construction valuation to attempt to ensure that you are properly insured. Contact your local agent and they will assist you with what is required to get you a proper quote with their company.
    Answered on April 17, 2013
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