1. 1265 POINTS
    Drew Delaney, J.D., CLCS
    Commercial Lines Producer, Secure Investors Group, INC, Troy, Michigan
    Home title insurance covers the expenses that could result if the title on your home is not clear.  

    A "non-clear" title happens when older transfers of the title are done improperly or mistakenly.  An example of being done improperly is when one person sells an entire property in fee simple, but he only owned fifty percent as a tenant-in-common.  An example of being done mistakenly is recording a deed that fails to mention an easement.

    In order to resolve these issues you need to hire an attorney to go to court and clear the title. Title insurance will cover costs to clear the title.
    Answered on June 28, 2013
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