1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The very best homeowner’s insurance is the policy that pays the maximum when you experience a loss.  Regardless of the company, regardless of the premium, a satisfactory claim is the acid test of a homeowner’s policy.  This type of policy is the crafted achievement of a good insurance agent.  A good insurance agent listens to you, provides sound advice and communicates clearly with you and the insurance company.
    Answered on June 13, 2014
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The best homeowner’s policy is the one that pays the claims at a time of loss with the least hassle and most satisfactory settlement.  The key to having that kind of experience is really between you and the agent.  Having good records of the contents of the home goes a long way in settling a personal property loss.  This can be done with simple photographs or video, safely stored off-site.  The other issue is making sure you have the highest possible liability limit as a law suit can ruin your weekend.
    Answered on August 22, 2014
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