1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Without speaking with the carrier that is providing this discount or reading the policy itself I can only guess. I believe that a no claims discount means that the carrier is providing you a discount on your homeowners policy because you have not had any homeowners insurance claims for at least the last five years.
    Answered on August 16, 2013
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