1. 360 POINTS
    Frank Bisarek
    Agent/Agency Owner, Encore Insurance Group of Omaha, Omaha, NE
    Personal injury on the home insurance in most cases is liability protection for the policy owner from issues such as slander, defamation and libel.  In other words the character of someone or possibly violation of thier personal rights.  It helps to protect you in the event of a lawsuit.  Of course there is no coverage for any illegal acts and depending on the company you have there is differences.

    Call a local independent agent and ask your questions and get the answers for the policies and companies they offer.
    Answered on May 10, 2013
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