What Is Personal Liability In Home Insurance?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Personal liability is what protects you from lawsuit if someone is injured on your property.  We live in a litigious society, unfortunately, making higher limits of liability necessary.  I recommend at least $300,000 for the average homeowner and more if you live in an upscale neighborhood.  It is a protection for you and the cost is not that great.
    Answered on May 26, 2013
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