1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Typically when looking for a homeowners insurance policy you would look for a replacement cost coverage and at least a 2% automatic increase in that coverage annually as a stating point. Depending on your experiences and area that the premise is in, you may also want other endorsements to provide proper coverage for your needs. Your first step should be to contact a couple of local agents from different carriers within your geographic area to find out what is available. Find someone that you are comfortable with as they will be the first person you contact when you have an issue or question about/with your policy or carrier
    Answered on August 13, 2013
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