1. 992 POINTS
    Phil Tuccy
    Owner, Insurance Group Consulting, LLC, Florida
    Assuming you mean "...when buying a home insurance policy", you need to determine the stability and respective reputations of the homeowner carriers that provide coverage in your area.   I always suggest starting by checking the A.M Best's rating of the insurance companies.  Anyone with a computer can do it or you can ask the independent insurance agents in your area.  I also recommend conducting an internet search for other financial information and complaints on the various carriers.   There are many resources available to do this.
    Answered on April 28, 2014
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